How it works
From first call to first rent, step by step
Buying a house & land package is a two-contract, several-month process. Here is exactly what happens at each stage, what we handle, and what we’ll need from you.
Consult & plan
What you do
- Tell us your goal: live in, or invest
- Share your budget and finance position
- Choose preferred suburbs
What we do
- Free 20–30 minute consultation
- Explain the two-contract structure (land + build)
- Shortlist packages that fit your budget
- Refer you to a broker for pre-approval if needed
Select & secure
What you do
- Pick your lot and floor plan
- Pay the land holding deposit
- Sign the land contract and the building contract
- Arrange finance
What we do
- Walk you through both contracts before signing
- Coordinate with the developer and builder
- Confirm the fixed price and inclusions in writing
- Investors: rental appraisal from the plans
Build
What you do
- Settle the land once it titles
- Make progress payments at each stage
- Choose colours and finishes from the builder’s range
What we do
- Track title timing and keep you informed
- Send build-stage updates with photos
- Chase the builder on delays and defects
- Investors: prepare the rental listing before completion
Handover & lease
What you do
- Final inspection with us
- Collect the keys
- Move in — or hand the keys to our rental team
What we do
- Attend the practical completion inspection
- Log any defects for the builder’s warranty period
- Investors: place a screened tenant, lodge bond, start management
- Send your first rental statement
What it costs beyond the package price
The package price covers the land and the finished home. Budget separately for transfer duty on the land, settlement and conveyancing fees, lender costs, and any community infrastructure levy. We’ll give you an itemised estimate at the consultation.
Why two contracts?
You buy the land from the developer and the home from the builder. Because the land is unbuilt at contract, transfer duty is usually charged on the land value only — one of the main reasons buyers choose house & land over an established home.
Is the price really fixed?
Yes, subject to the building contract. The advertised price is the price written into your contract. It can only change if you request variations, or if actual site conditions differ from the developer-supplied engineering — and we tell you before anything is charged.
What does “turn-key” include?
Everything on the inclusions list: landscaping front and rear, fencing, driveway, flooring, window furnishings, stone benchtops and LED lighting. You should be able to move in, or lease the home, the day after handover.
How long until I can move in or lease?
It depends on when the land titles. Some lots are titled now; others (like Ellery Wetlands) title in late 2026. From land settlement, a single-storey build typically takes [X–X] months. We give you a realistic timeline for your specific lot before you sign.
Can I use my own broker or conveyancer?
Absolutely. We can recommend professionals we work with regularly, but you are free to use your own.
Do I have to use Bajwa for property management?
No. Our rental service is optional. Most investors use it because we already know the property, but there is no obligation in the package.
Am I eligible for the First Home Owner Grant or stamp duty concessions?
Possibly — Victorian grants and concessions apply to new homes under certain price caps and eligibility rules, and they change over time. We’ll point you to the current State Revenue Office criteria and your conveyancer can confirm eligibility.
Ready to start at step one?
Book a free consultation and we’ll map the whole process to your situation.